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POST
/
v1
/
loans
/
{loan_id}
/
repayments
/
charge-off
Charge off
curl --request POST \
  --url https://api-dev.bsa.ai/v1/loans/{loan_id}/repayments/charge-off \
  --header 'Authorization: Bearer <token>'

Documentation Index

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Records a charge-off transaction. Charge-off is an accounting event that recognizes a non-performing loan as a loss while keeping the collection process alive — distinct from a full write-off, which closes the loan.

​
Path parameters

​
loan_id
string
required

​
Request body

See the common repayment body.

​
Example

curl -sf -X POST "$BASE/v1/loans/501/repayments/charge-off" \
  -H "Authorization: Bearer $TOKEN" \
  -H "Content-Type: application/json" \
  -d '{
    "transactionDate": "2027-01-01",
    "transactionAmount": 3500,
    "note": "180 days past due"
  }'

​
Response

200 OK returns the repayment object with type="Charge-off".

​
Errors

CodeWhen
not_foundNo loan with that ID
abortedLoan is not in a chargeable state