# BSA Wrappers

> Partner-facing HTTP API that wraps LMS and the BSA credit decision service.

## Docs

- [Authentication](https://docs.api.bsa.ai/concepts/authentication.md): Every endpoint requires a Bearer JWT issued by the auth service.
- [Authorization](https://docs.api.bsa.ai/concepts/authorization.md): How to obtain an auth token and how the API decides what you are allowed to do.
- [Edge cases & state machine](https://docs.api.bsa.ai/concepts/edge-cases.md): How the API behaves at boundaries — state transitions, dates, overpayments, pagination, and quirks worth knowing about before they bite you in production.
- [Errors](https://docs.api.bsa.ai/concepts/errors.md): Error envelope, error codes, and how to branch on them.
- [IDs, dates, and money](https://docs.api.bsa.ai/concepts/ids-dates-money.md): How identifiers, dates, and amounts are represented on the wire.
- [Pagination](https://docs.api.bsa.ai/concepts/pagination.md): How list endpoints paginate, sort, and report total counts.
- [Boost credit limit](https://docs.api.bsa.ai/credit-decisions/boost.md): Upload a financial statement PDF to attempt a credit-limit increase.
- [Get credit scorecard](https://docs.api.bsa.ai/credit-decisions/scorecard.md): Fetch the current credit profile for a customer by mobile number.
- [Activate a customer](https://docs.api.bsa.ai/customers/activate.md): Transition a pending customer to active.
- [Close a customer](https://docs.api.bsa.ai/customers/close.md): Permanently close an active customer.
- [Create a customer](https://docs.api.bsa.ai/customers/create.md): Register a new customer record.
- [Delete a customer](https://docs.api.bsa.ai/customers/delete.md): Permanently remove a customer record.
- [Get a customer](https://docs.api.bsa.ai/customers/get.md): Fetch a single customer by ID.
- [List customers](https://docs.api.bsa.ai/customers/list.md): Fetch a paginated list of customers.
- [Customers](https://docs.api.bsa.ai/customers/overview.md): Create, manage, activate, and close customer records.
- [Update a customer](https://docs.api.bsa.ai/customers/update.md): Modify mutable fields on an existing customer.
- [Introduction](https://docs.api.bsa.ai/introduction.md): A partner-facing HTTP API that wraps LMS and the BSA credit decision service.
- [Get a loan product](https://docs.api.bsa.ai/loan-products/get.md): Fetch a single loan product by ID.
- [List loan products](https://docs.api.bsa.ai/loan-products/list.md): Fetch all configured loan products.
- [Approve a loan](https://docs.api.bsa.ai/loans/approve.md): Move a submitted loan to the approved state.
- [Submit a loan application](https://docs.api.bsa.ai/loans/create.md): Create a new loan in the "submitted and pending approval" state.
- [Delete a loan](https://docs.api.bsa.ai/loans/delete.md): Permanently remove a pending loan application.
- [Disburse a loan](https://docs.api.bsa.ai/loans/disburse.md): Disburse an approved loan to the borrower.
- [Get a loan](https://docs.api.bsa.ai/loans/get.md): Fetch a single loan by ID.
- [List loans](https://docs.api.bsa.ai/loans/list.md): Fetch a paginated list of loans, optionally filtered by customer.
- [Loans](https://docs.api.bsa.ai/loans/overview.md): Full loan lifecycle — submit, approve, disburse, write off — with reversals at every stage.
- [Reject a loan](https://docs.api.bsa.ai/loans/reject.md): Reject a submitted loan application.
- [Undo approval](https://docs.api.bsa.ai/loans/undo-approval.md): Reverse an approval and return the loan to submitted state.
- [Undo disbursal](https://docs.api.bsa.ai/loans/undo-disbursal.md): Reverse a disbursement and return the loan to approved state.
- [Update a loan application](https://docs.api.bsa.ai/loans/update.md): Modify a pending loan application before it is approved.
- [Withdraw a loan](https://docs.api.bsa.ai/loans/withdraw.md): Withdraw a submitted application on behalf of the applicant.
- [Write off a loan](https://docs.api.bsa.ai/loans/writeoff.md): Write off the outstanding balance of a delinquent loan.
- [Quickstart](https://docs.api.bsa.ai/quickstart.md): Authenticate, create a customer, and submit a loan application in under five minutes.
- [Adjust a repayment](https://docs.api.bsa.ai/repayments/adjust.md): Modify the amount or date of an existing transaction.
- [Charge off](https://docs.api.bsa.ai/repayments/charge-off.md): Mark a loan as charged off for accounting purposes.
- [Get a repayment](https://docs.api.bsa.ai/repayments/get.md): Fetch a single transaction on a loan.
- [Repayments](https://docs.api.bsa.ai/repayments/overview.md): Record repayments, waivers, refunds, and adjustments against active loans.
- [Record a recovery payment](https://docs.api.bsa.ai/repayments/recover.md): Post a recovery against a written-off loan.
- [Issue a refund](https://docs.api.bsa.ai/repayments/refund.md): Refund overpayment back to the borrower in cash.
- [Record a repayment](https://docs.api.bsa.ai/repayments/repay.md): Post a regular installment repayment.
- [Reverse a repayment](https://docs.api.bsa.ai/repayments/reverse.md): Mark an existing transaction as manually reversed.
- [Waive interest](https://docs.api.bsa.ai/repayments/waive-interest.md): Waive interest currently due on a loan.

## OpenAPI Specs

- [openapi](https://docs.api.bsa.ai/api-reference/openapi.json)